☰ ˟
Download Our App 800-990-1511
Logo
  • Home
  • Get A Quote
    • Automobile
    • Bonds
    • Business & CommercialImage of right arrow
      • General Liability Quote Form
      • BOP Quote Form
    • Commercial Auto Insurance
    • Earthquake
    • Flood
    • Health
    • HomeownersImage of right arrow
      • Homeowners Quote Form
      • Manufactured Home Quote Form
      • Homeowners Flood Quote
      • Earthquake Quote Form
    • LifeImage of right arrow
      • Life Quote Form
      • Term Life Quote Form
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Vision
    • Watercraft & Boat
    • Workers Compensation
  • Customer Service
    • AutomobileImage of right arrow
      • ID Card Request
      • Declarations Page Request
      • Add Driver to Policy
      • Add Vehicle to Policy
      • Accident Claim Form
      • Remove Driver from Policy
      • Remove Vehicle from Policy
      • Lien Holder Request
      • Policy Review Request
      • Request Evidence of Insurance
    • Business & Commercial
    • Commercial Auto InsuranceImage of right arrow
      • ID Card Request Form
      • Declaration Page Request
      • Add Vehicle to Policy
      • Remove Vehicle from Policy
      • Add Driver to Policy
      • Remove Driver from Policy
      • Policy Review Request
    • Earthquake
    • FloodImage of right arrow
      • Declarations Page Request
      • Flood Claim Form
      • Request for Evidence of Insurance
    • HomeownersImage of right arrow
      • Decarations Page Request
      • Property Loss Claim Form
      • Request Evidence of Insurance
      • Lien Holders Request
      • Earthquake Claim Form
    • MotorcycleImage of right arrow
      • ID Card Request
      • Declarations Page Request
      • Add Motorcycle to Policy
      • Remove Motorcyle from Policy
      • Add driver to Policy
      • Remove Driver from Policy
      • Accident Claim
      • Request for Evidence of Insurance
    • Recreational VehicleImage of right arrow
      • ID Requst Form
      • Declarations Page Request
      • Add Vehicle to Policy
      • Remove Vehicle from Policy
      • Add Driver to Policy
      • Remove Driver from Policy
      • Request Evidence of Insurance
    • RentersImage of right arrow
      • Declarations Page Request
      • Renters Property Loss Claim Form
      • Request Evidence of Insurance
    • Watercraft & BoatImage of right arrow
      • ID Card Request
      • Declarations Page Request
      • Add Watercraft to Policy
      • Remove Watercraft from Policy
      • Accident Claim
      • Request Evidence of Insurance
    • Workers CompensationImage of right arrow
      • Policy Review Request
      • Request Evidence of Insurance
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • Our Locations
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Watercraft & Boat Insurance Home

Watercraft & Boat Insurance


Watercraft & Boat Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Watercraft Quote Form

Watercraft & Boat Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Accident Claim
Add Watercraft to Policy
Declarations Page Request
ID Card Request
Remove Watercraft from Policy
Request Evidence of Insurance

Watercraft & Boat Insurance Information

Why do you need insurance for your boat or personal watercraft?
You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

  • If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.

Things to consider and questions to ask your agent
Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?
  • Is my boat or watercraft covered for use year-round?
  • What discounts and programs are available?
  • How much medical insurance and liability coverage is enough?
  • Do I have coverage if I need to have my boat towed in an emergency?
  • What's the process for filing and settling a claim?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?

Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.

The personal watercraft policy covers:

  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft

Liability limits start at $15,000 and can be increased to $300,000.

Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.

Additional coverage can also be purchased for trailers and other accessories.

You should talk to your insurance representative about the type of coverage that would best suit your needs.

Yelp Icon Facebook icon Linkedin icon Twitter icon
2851 Geer Road | Turlock, CA 95382 | 800-990-1511
© Copyright. All rights reserved.
Powered by Insurance Website Builder